Uti Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 10
Rating
Growth Option 28-10-2026
NAV ₹18.51(R) -0.06% ₹19.94(D) -0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.94% 6.85% 7.09% 8.88% -%
Direct 0.05% 7.87% 8.07% 9.84% -%
Benchmark
SIP (XIRR) Regular -2.36% 3.02% 5.5% 7.44% -%
Direct -1.39% 4.06% 6.52% 8.46% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.48 0.21 0.58 0.6% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.98% -5.83% -4.36% 0.95 3.85%
Fund AUM As on: 30/12/2025 774 Cr
Top Equity Savings Fund
Fund Name Rank Rating
HSBC Equity Savings Fund 1
Edelweiss Equity Savings Fund 2
Kotak Equity Savings Fund 3
Mirae Asset Equity Savings Fund 4

NAV Date: 28-10-2026

Scheme Name NAV Rupee Change Percent Change
UTI Equity Savings Fund - Regular Plan - Growth Option 18.51
-0.0100
-0.0600%
UTI Equity Savings Fund - Regular Plan - IDCW 18.51
-0.0100
-0.0600%
UTI Equity Savings Fund - Regular Plan - Monthly IDCW 18.51
-0.0100
-0.0600%
UTI Equity Savings Fund - Regular Plan - Quarterly IDCW 18.51
-0.0100
-0.0600%
UTI Equity Savings Fund - Direct Plan - Quarterly IDCW 19.94
-0.0100
-0.0600%
UTI Equity Savings Fund - Direct Plan - Monthly IDCW 19.94
-0.0100
-0.0600%
UTI Equity Savings Fund - Direct Plan - Growth Option 19.94
-0.0100
-0.0600%
UTI Equity Savings Fund - Direct Plan - IDCW 19.94
-0.0100
-0.0600%

Review Date: 28-10-2026

Beginning of Analysis

UTI Equity Savings Fund is the 8th ranked fund in the Equity Savings Fund category. The category has total 18 funds. The UTI Equity Savings Fund has shown a very good past performence in Equity Savings Fund. The fund has a Jensen Alpha of 0.6% which is lower than the category average of 0.61%, showing poor performance. The fund has a Sharpe Ratio of 0.48 which is lower than the category average of 0.48.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

UTI Equity Savings Fund Return Analysis

  • The fund has given a return of -0.47%, -1.55 and -0.65 in last one, three and six months respectively. In the same period the category average return was -0.6%, -0.79% and 1.09% respectively.
  • UTI Equity Savings Fund has given a return of 0.05% in last one year. In the same period the Equity Savings Fund category average return was 1.62%.
  • The fund has given a return of 7.87% in last three years and ranked 12.0th out of nineteen funds in the category. In the same period the Equity Savings Fund category average return was 8.35%.
  • The fund has given a return of 8.07% in last five years and ranked 4th out of sixteen funds in the category. In the same period the Equity Savings Fund category average return was 7.32%.
  • The fund has given a SIP return of -1.39% in last one year whereas category average SIP return is 1.56%. The fund one year return rank in the category is 20th in 22 funds
  • The fund has SIP return of 4.06% in last three years and ranks 13th in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (8.98%) in the category in last three years.
  • The fund has SIP return of 6.52% in last five years whereas category average SIP return is 6.48%.

UTI Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.98 and semi deviation of 3.85. The category average standard deviation is 4.91 and semi deviation is 3.73.
  • The fund has a Value at Risk (VaR) of -5.83 and a maximum drawdown of -4.36. The category average VaR is -5.74 and the maximum drawdown is -4.56. The fund has a beta of 0.97 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.55
    -0.68
    		-1.78 | 0.10 12 | 22 Good
    3M Return % -1.80
    -1.04
    		-2.35 | 0.44 19 | 22 Poor
    6M Return % -1.14
    0.59
    		-1.47 | 3.66 20 | 22 Poor
    1Y Return % -0.94
    0.60
    		-3.53 | 4.92 17 | 22 Average
    3Y Return % 6.85
    7.32
    		5.22 | 11.78 13 | 19 Average
    5Y Return % 7.09
    6.31
    		4.89 | 8.04 5 | 16 Good
    7Y Return % 8.88
    7.84
    		4.76 | 10.05 5 | 16 Good
    1Y SIP Return % -2.36
    0.54
    		-3.55 | 5.62 20 | 22 Poor
    3Y SIP Return % 3.02
    3.98
    		1.61 | 8.02 15 | 19 Average
    5Y SIP Return % 5.50
    5.47
    		3.96 | 7.99 8 | 16 Good
    7Y SIP Return % 7.44
    6.86
    		5.35 | 8.77 5 | 16 Good
    Standard Deviation 4.98
    4.91
    		2.52 | 8.04 9 | 18 Good
    Semi Deviation 3.85
    3.73
    		1.92 | 6.46 9 | 18 Good
    Max Drawdown % -4.36
    -4.56
    		-10.71 | -1.88 9 | 18 Good
    VaR 1 Y % -5.83
    -5.74
    		-11.62 | -1.47 10 | 18 Good
    Average Drawdown % 1.85
    1.98
    		0.60 | 3.80 9 | 18 Good
    Sharpe Ratio 0.48
    0.48
    		0.06 | 1.05 9 | 18 Good
    Sterling Ratio 0.58
    0.58
    		0.43 | 0.82 9 | 18 Good
    Sortino Ratio 0.21
    0.21
    		0.03 | 0.49 9 | 18 Good
    Jensen Alpha % 0.60
    0.61
    		-0.81 | 4.94 7 | 18 Good
    Treynor Ratio 0.03
    0.03
    		0.01 | 0.07 9 | 18 Good
    Modigliani Square Measure % 2.42
    2.39
    		0.30 | 5.26 9 | 18 Good
    Alpha % 0.49
    0.29
    		-2.28 | 5.41 6 | 18 Good
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.47 -0.60 -1.70 | 0.16 11 | 22 Good
    3M Return % -1.55 -0.79 -2.09 | 0.87 19 | 22 Poor
    6M Return % -0.65 1.09 -0.95 | 4.56 21 | 22 Poor
    1Y Return % 0.05 1.62 -2.11 | 5.93 16 | 22 Average
    3Y Return % 7.87 8.35 6.14 | 12.77 12 | 19 Average
    5Y Return % 8.07 7.32 5.64 | 9.24 4 | 16 Very Good
    7Y Return % 9.84 8.91 5.72 | 11.16 4 | 16 Very Good
    1Y SIP Return % -1.39 1.56 -2.13 | 7.47 20 | 22 Poor
    3Y SIP Return % 4.06 4.99 3.14 | 8.98 13 | 19 Average
    5Y SIP Return % 6.52 6.48 4.77 | 9.12 7 | 16 Good
    7Y SIP Return % 8.46 7.92 6.15 | 9.97 5 | 16 Good
    Standard Deviation 4.98 4.91 2.52 | 8.04 9 | 18 Good
    Semi Deviation 3.85 3.73 1.92 | 6.46 9 | 18 Good
    Max Drawdown % -4.36 -4.56 -10.71 | -1.88 9 | 18 Good
    VaR 1 Y % -5.83 -5.74 -11.62 | -1.47 10 | 18 Good
    Average Drawdown % 1.85 1.98 0.60 | 3.80 9 | 18 Good
    Sharpe Ratio 0.48 0.48 0.06 | 1.05 9 | 18 Good
    Sterling Ratio 0.58 0.58 0.43 | 0.82 9 | 18 Good
    Sortino Ratio 0.21 0.21 0.03 | 0.49 9 | 18 Good
    Jensen Alpha % 0.60 0.61 -0.81 | 4.94 7 | 18 Good
    Treynor Ratio 0.03 0.03 0.01 | 0.07 9 | 18 Good
    Modigliani Square Measure % 2.42 2.39 0.30 | 5.26 9 | 18 Good
    Alpha % 0.49 0.29 -2.28 | 5.41 6 | 18 Good
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Equity Savings Fund NAV Regular Growth Uti Equity Savings Fund NAV Direct Growth
    28-10-2026 18.511 19.9437
    27-10-2026 18.5218 19.9547
    26-10-2026 18.5216 19.954
    23-10-2026 18.4982 19.9271
    22-10-2026 18.5524 19.9849
    21-10-2026 18.6035 20.0393
    19-10-2026 18.6151 20.0507
    16-10-2026 18.6902 20.13
    15-10-2026 18.6304 20.0649
    14-10-2026 18.5349 19.9616
    13-10-2026 18.5443 19.9711
    12-10-2026 18.4553 19.8748
    09-10-2026 18.4906 19.9111
    08-10-2026 18.3957 19.8084
    07-10-2026 18.5281 19.9504
    06-10-2026 18.5929 20.0196
    05-10-2026 18.5371 19.9589
    01-10-2026 18.4896 19.9056
    30-09-2026 18.5881 20.0111
    29-09-2026 18.5794 20.0012
    28-09-2026 18.6143 20.0381

    Fund Launch Date: 10/Aug/2018
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: Crisil Equity Savings Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.